How to place an order using V12 Finance

V12 Finance lets you spread the cost of your Ribble bike or gear with flexible monthly payments. Here’s how it works when you order with us.

Choose your bike or product

Browse our range and pick the bike or accessory you’d like to buy.

Select V12 Finance at checkout

At checkout, choose V12 Finance. You’ll see different payment plans, including 0% APR for set terms or longer options with interest.

Fill in your details

You’ll be asked for information like your address, income and employment status. The application is quick, and you’ll usually get an instant decision. 

Delivery address changes are not available on V12 Finance orders, so please ensure all details are correct when placing your order and application. If any information is incorrect, this may require a new order or application to be submitted. 

Accept your offer

If approved, you’ll receive a finance offer outlining your repayment terms. Accept this to finalise your purchase.

If your application has been referred or is pending approval with V12 Finance, stock is not reserved until approval is received.

Enjoy your new bike

Once approved, we’ll ship your bike as normal and you’ll begin making your agreed monthly payments.

Applying through V12 Finance is simple and gives you the flexibility to enjoy your new Ribble while spreading the cost.

Finance is subject to status and approval. Completing the V12 application confirms your order. 

Placing an order online does not guarantee the stock against your order until an approved finance application has been recieved. 

If the application is not successful, declined or abandoned, your order will automatically cancel within 7 days. 

Alternative payment methods are available. 

Last Updated: 05/05/2026